.skype-page{max-width:1280px;margin:auto;padding:0 48px}.skype-breadcrumb{display:flex;gap:12px;flex-wrap:wrap;font-size:11px;color:#6b85a3;padding:18px 0 32px}.skype-page a:not(.download-button),.skype-footer a{color:#2865b7;text-underline-offset:4px}.skype-hero{display:grid;grid-template-columns:minmax(0,.88fr) minmax(0,1.12fr);gap:38px;align-items:center;padding:12px 0 40px}.skype-hero h1{font:600 clamp(36px,4.4vw,56px)/1.09 'Trebuchet MS','Segoe UI',sans-serif;letter-spacing:-2px;color:#193e5c;margin:16px 0 22px}.skype-hero h1 em,.skype-page h2 em{font-family:Georgia,serif;font-weight:400;color:#2865d9}.skype-hero-copy>p{font-size:14px;line-height:1.8;color:#607b98;max-width:480px}.skype-hero-copy .skype-lead{font-size:19px;color:#365b80;margin-bottom:10px}.skype-hero .download-button{margin-top:12px}.skype-hero-copy .skype-download-note{font-size:10px;line-height:1.7;margin-top:14px}.skype-hero-art{min-width:0;margin:0}.skype-hero-art img{display:block;width:100%;height:auto;border:1px solid #9eb9dc;border-radius:7px;box-shadow:0 20px 45px #294e8427}.skype-hero-art figcaption{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;margin-top:14px;font-size:10px;color:#3d775d}.skype-hero-art figcaption small{color:#6f86a3;font-size:8px}.skype-hero-art i{width:5px;height:5px;display:inline-block;border-radius:50%;background:#63b581;margin-right:5px}.skype-feature-strip{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:19px 0;border-top:1px solid #dce8f7;border-bottom:1px solid #dce8f7;font-size:11px;color:#4d7799}.skype-feature-strip span:before{content:'✓';color:#4d9570;margin-right:7px}.skype-retirement{display:grid;grid-template-columns:230px 1fr;gap:20px;padding:22px 26px;background:#eff6ff;border:1px solid #d6e6fa;border-radius:6px;margin:30px 0 0;color:#496b90}.skype-retirement b{font:600 16px/1.5 'Trebuchet MS','Segoe UI',sans-serif}.skype-retirement p{font-size:12px;line-height:1.8;margin:0}.skype-retirement a{white-space:normal}.skype-benefits{padding:55px 0 45px}.skype-section-heading{position:relative}.skype-page h2{font:600 clamp(29px,3.1vw,40px)/1.18 'Trebuchet MS','Segoe UI',sans-serif;color:#25496a;letter-spacing:-1.3px;margin:13px 0 22px}.skype-section-heading>p:last-child{position:absolute;right:0;bottom:0;font-size:13px;line-height:1.8;color:#6c86a4;margin:0 0 5px}.skype-benefit-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:30px}.skype-benefit-grid article{padding:25px 0 0;border-top:2px solid #d7e6f8}.skype-feature-index{font-size:9px;letter-spacing:1.2px;color:#6a8cba}.skype-benefit-grid h3{font:600 21px/1.3 'Trebuchet MS','Segoe UI',sans-serif;color:#31567a;margin:15px 0 10px}.skype-benefit-grid p{font-size:13px;line-height:1.85;color:#66809d;margin:0}.skype-fit{display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:55px;border-top:1px solid #dfebf7;padding:45px 0}.skype-fit-copy>p{font-size:14px;line-height:1.85;color:#627e9c}.skype-popup{margin:20px 0 0;max-width:390px}.skype-popup img{width:100%;height:auto;display:block;border:1px solid #d5e4f6;border-radius:7px}.skype-popup figcaption{font-size:10px;color:#6a85a6;line-height:1.8;margin:10px 0}.skype-popup small{font-size:9px;color:#8299b6}.skype-table-wrap{min-width:0}table{width:100%;border-collapse:collapse;text-align:left;font-size:12px;line-height:1.65;color:#607c99}caption{text-align:left;font-weight:600;font-size:15px;color:#355b82;margin-bottom:18px}thead th{background:#edf5ff;border-top:1px solid #d4e4f7;font-size:11px;color:#3f648d}th,td{vertical-align:top;border-bottom:1px solid #dfebf7;padding:16px 15px}tbody th{width:42%;font-weight:600;color:#41648b}td b{display:block;font-size:11px;color:#56718e;margin-bottom:4px}td .skype-yes{color:#3d7e5f}.skype-start{padding:44px 0;display:grid;grid-template-columns:1fr 1fr;gap:55px;border-top:1px solid #dfebf7}.skype-text-link{font-size:13px}.skype-start ol{list-style:none;margin:0;padding:0}.skype-start li{display:flex;gap:22px;margin-bottom:25px}.skype-start li:last-child{margin-bottom:0}.skype-start li>span{font:italic 26px Georgia,serif;color:#94b7e4}.skype-start h3{font-size:16px;font-weight:600;color:#41678f;margin:0 0 7px}.skype-start li p{font-size:13px;color:#67829f;line-height:1.8;margin:0}.skype-questions{display:grid;grid-template-columns:1fr 1.5fr;gap:50px;padding:44px 0 50px;border-top:1px solid #dfebf7}.skype-faq details{padding:17px 0;border-bottom:1px solid #dfebf7}.skype-faq summary{font-size:13px;font-weight:600;color:#3d648d;cursor:pointer;line-height:1.6}.skype-faq p{font-size:13px;line-height:1.8;color:#67839f;margin-bottom:0}.skype-final{text-align:center;border:1px solid #dbe8fa;background:radial-gradient(ellipse at 50% 0,#e5f0ff,transparent 80%),#f5f9ff;border-radius:9px;padding:37px 25px;margin-bottom:45px}.skype-final>img{margin-bottom:3px}.skype-final h2{font-size:33px;margin:10px 0 25px}.skype-final .download-button{display:inline-flex}.skype-final p{font-size:10px;color:#7b93af;line-height:1.8;max-width:600px;margin:20px auto 0}.skype-footer{max-width:1280px;margin:auto;padding:26px 48px;border-top:1px solid #dce8f7}.skype-footer .brand{font-size:21px}.skype-footer .brand>span{font-size:21px}.skype-footer nav{display:flex;gap:18px;flex-wrap:wrap;font-size:11px;margin:22px 0}.skype-footer nav a{text-decoration:none}.skype-footer p{font-size:10px;color:#7991ad;line-height:1.8;max-width:850px}.skype-header nav{gap:25px}.skype-header .brand>span{white-space:nowrap}
@media(max-width:960px){.skype-page{padding:0 32px}.skype-hero{gap:25px}.skype-hero h1{font-size:43px}.skype-benefit-grid{gap:21px}.skype-fit{gap:30px}.skype-retirement{grid-template-columns:180px 1fr}.skype-section-heading>p:last-child{max-width:260px}.skype-footer{padding:25px 32px}}
@media(max-width:760px){.skype-header nav{position:static;display:flex;gap:0;padding:0;background:none;border:0;border-radius:0;box-shadow:none;flex-direction:row;backdrop-filter:none}.skype-header nav>a:not(.nav-download){display:none}.skype-header nav>a.nav-download{font-size:10px;padding:8px}.skype-header .brand>span{font-size:18px}.skype-header .brand img{width:31px;height:30px}.skype-header .brand small{font-size:5px;letter-spacing:1.2px}.skype-page{padding:0 22px}.skype-breadcrumb{font-size:10px;padding:17px 0 20px;gap:10px}.skype-hero{grid-template-columns:1fr;gap:24px;padding:5px 0 27px}.skype-hero h1{font-size:clamp(34px,9vw,48px);letter-spacing:-1.5px}.skype-hero-copy .skype-lead{font-size:19px}.skype-hero-copy>p{font-size:13px}.skype-hero-art figcaption{font-size:9px;gap:7px}.skype-hero-art figcaption small{font-size:8px}.skype-feature-strip{font-size:10px;display:grid;grid-template-columns:1fr 1fr;gap:13px;padding:18px 0}.skype-retirement{display:block;padding:20px;margin-top:23px}.skype-retirement b{display:block;margin-bottom:9px}.skype-retirement p{font-size:12px}.skype-benefits{padding:33px 0}.skype-section-heading>p:last-child{position:static;max-width:none;font-size:12px}.skype-benefit-grid{grid-template-columns:1fr;gap:24px;margin-top:24px}.skype-benefit-grid article{padding-top:18px}.skype-benefit-grid h3{margin:10px 0;font-size:23px}.skype-benefit-grid p{font-size:13px}.skype-fit{grid-template-columns:1fr;gap:25px;padding:32px 0}.skype-fit-copy>p{font-size:13px}.skype-popup{max-width:420px}.skype-fit table{font-size:11px}th,td{padding:13px 10px}.skype-start{grid-template-columns:1fr;gap:30px;padding:32px 0}.skype-questions{grid-template-columns:1fr;gap:5px;padding:32px 0}.skype-final{padding:28px 16px;margin-bottom:30px}.skype-final h2{font-size:28px}.skype-final .download-button{padding:14px 18px}.skype-footer{padding:24px 22px}.skype-footer nav{font-size:10px;gap:15px}.skype-page h2{font-size:32px}.skype-page .section-kicker{font-size:8px;letter-spacing:1.3px}}